Our Products/Services

We provide a wide range of Services

We are here to provide the most efficient credit service to the working poor and underbanked in society to enhance their livelihood’s and maximize their full potential.

How can we help you?

We are here to provide continuous support to poor working and underbanked population that not catered by the traditional Banks.

Secured Business Loans

Secured Business Loan is designed for both new and existing customers. The underlying purpose of SBL is to elevate the business potential by enhancing economic activity. SBL is a tailored choice for entrepreneurs who seek expansion of business goals, fulfil working capital needs, and acquire essential assets like inventories and machinery. The average repayment tenor for the working capital loan is 6 months and the interest rate is 5.5% per month. Acceptable Collateral includes Vehicle, Guarantor, Insurance, Cash Lien, Post-dated cheques.Let Secured Business Loans be the catalyst for a future of success.

Micro Loan(Susu Loans)

A Trade Loan carefully designed for micro businesses clients who are already into some form of trade and wish to augment their working capital. our flexible loan fuels your ambitions.We provide working capital and essential asset financing for business expansions. Maximize success with our guidance and support services. Ignite your potential today and achieve lasting prosperity. The average repayment tenor for the working capital loan is 6 months and the interest rate is 5.5% per month. Acceptable Collateral includes Personal effects,Cash Collateral,Vehicle, Guarantor etc.

Clearing Loan

For the payment of freight, acquisition of packaging materials, payment of taxes and duties to facilitate quick loading/discharge of goods for export/import trade. The loan tenure is 3 months maximum and the interest rate is 5.5% per month. Acceptable collateral includes imported item, Vehicle,Guarantor, Credit Insurance, Post-dated cheques. Apply now for the power of microfinance in unlocking your brightest business future.

Salary Loan

This is designed to assist salaried workers to meet pressing personal financial obligations. This loan can be used for any purpose.The amount granted depends on the Debt Servicing Ratio (DSR) of the customer. The DSR should not exceed 40% and the loan tenure is maximum of 12 months. Employer undertaking is also required to ensure that deduction is made at source and paid to the institution in due time. The interest rate for this package is 5.5% monthly and acceptable Collateral includes employer undertaking, Credit Insurance, Post-dated cheques, etc.